cash back

Shopping Online to save big!

Abby H.3 Comments

One of the ways I am able to keep us so well dressed (or in kiddos case, just dressed- that kid grows like a weed!), is I am always on the hunt for a good deal on clothes.

Here are a few ways we save:

I am always looking for coupons for department stores. JCPenney’s and Kohl’s are notorious for having dollar off (for example $5 of $25+ purchases) or percent off coupons. These coupon are either paper coupons mailed to you, or available to print on their website. In the case of JCPenney’s, these coupon codes can be used online too! Both Kohl’s and JCPenney’s give you the option of ordering online and having items shipped to the store closest to you for either free or a reduced shipping.

I order most of our clothes online, for a few reasons:

  • Better selection than most stores, in terms of sizes and clearance goodies.
  • I can search for extra discounts and coupon codes while I’m online.
  • I can shop whenever (yes, even at 2am!).
  • I can go through a shopping aggregator for extra savings.

Which brings me to my next tip: Use a Cashback/Points site. Two of my favorites are Topcashback or Mypoints. You will earn cash back in the form of a paypal payment,  an Amazon.com gift card, or points that can redeemed for gift cards. You can use these sites along with a coupon code to save even more!

Most of these sites work with thousands of stores, so you’ll find a store that you like to shop!

If you have a rewards credit card, use that too.  I do not ever use ATM/Debit Card online. While our bank account is FDIC insured, there is a long process involved in getting your money back in cases of fraud, whereas with our American Express, I make a few calls, and fill a form out online, and it’s done. PLUS- I earn extra cash back when I shop online at certain retailers or types of retailers.

Use Gift Cards (or Paypal)! If you have a pre-paid gift card from a rebate or gift, or if you have a Paypal Balance (I usually have a few bucks in my paypal account from doing surveys online), use it! Most online retailers accept Paypal.

Screen Shot 2015-04-08 at 8.08.32 AMHere is one of my last JCP.com purchases, using some of the tips above:
Kiddo needed new shorts. He keeps growing, so it was time for new shorts!

 

 

 

3 pairs of shorts $5.49/each
Polo Shirt $8.99
Subtotal: $25.46
Sales Tax .80
S&H: $3.95
_____________________________

Discounts:
-$10/$25 purchase coupon code (was available on the JCP website)
-$10 Gift Card (from the JCP rewards program)
Total Out Of Pocket $10.21 (I used my Paypal Balance to pay this)

I shopped through Topcashback to earn an extra 3% cash back (approx. .15.  Every penny helps!)

Now hopefully the kid will stay the same size long enough for him to wear these new clothes out!

 

Saving Money with your Smartphone

Abby H.27 Comments

Mobile-Smartphone-iconUPDATED January 2018

Every time someone asks me about coupons and saving money, the #1 objection is: “But I don’t want to carry a bunch of coupons with me all the time like a crazy person.” (BTW, I am that crazy person, I always have my little coupon wallet in my purse.) There are several ways you can save money with something you probably already own: A smartphone.

Almost everyone has a smartphone these days! There are a lot of apps available that can help you save money or even earn money.

Here are just a few of my favorites:

Fetch Rewards: The newest app! It’s not store specific, which is great. You can learn more here. I’ve been using it for a little over 2 weeks and I’ve cashed out $12 in Amazon Gift Cards!

Find & Save: Earn cash back when you shop at stores like the $.99 store, target, multiple grocery stores, and lots of stores at the mall too! No need to buy anything special at these stores, just hit the pre-tax purchase amount to score cash back (either a flat amount or a percentage). It’s a great way to save money by shopping just like you normally would.  Use Code 62CQ when you first open the app.

Ibotta: Ibotta is an App for Smartphones. Available for both iPhone and Android phones, Ibotta is an app that helps you earn cash back every time you shop! Just check iBotta when you are shopping to see what products are available for rebate, buy them, perform simple in store activities and earn, earn, earn. You’ll take photos of your receipt and upload them through the app.  I just did it today, it was easy peasy. Once your account balacne reaches at least $5.00, you can transfer the money to your paypal account!

You can use Ibotta at the following stores: 7-11, Food4Less, Ralphs, Rite-Aid Wal*mart, Walgreens, Target, Vons, CostCo.  I only included stores in Southern California. However, Ibotta works at over 27 different Grocery and Drugstores. What I really like about Ibotta is that you can use it with a paper coupon!

SavingStar: What makes SavingStar different is that you don’t receive money off at the register.  The savings in held in your SavingStar account, and once you reach at least $10.00 in savings you can transfer it to your Paypal Account, buy a gift Card, or even donate your savings to charity!

SavingStar is the first national, fully digital, grocery eCoupon service, available for free at www.savingstar.com and on iPhone and Android mobile apps. There’s nothing to clip, nothing to print. Chose offers, shop, and save! SavingStar is currently available at over 100 retailers!

Checkout 51: Checkout 51 is a new program that’s so easy to use, and no Smartphone is needed! It’s an app on your iPhone or Android phone, or you use your computer. Just purchased specific products (and these products change each Thursday, so make sure you check out the app/website before heading out to shop), scan and upload your receipts weekly. Checkout51 is NOT store specific!

BerryCart: Great deals and rebates on natural/organic shoppers, works just like Checkout51! They always have produce rebates too! BerryCart is not store Specific!

Receipt Hog: This one is fun, and easy.  Just snap a photo of your receipts and upload them via the receipt hog app. Earn points for each receipt, and redeem points for gift cards (like Amazon) or cash. I’ve been using Receipt Hog for over a year and I’ve earned $50, just by scanning my receipts!

Target:: If you are a Target shopper, this app is for you.  Instead of the traditional dollar or cent off coupons, Target’s app offers savings in a percentage.  You choose specific offers, based on what you buy, and there are new offers all the time! The best part is that you can use Target App, a Manufacturer Coupon, and a Target Coupon all on the same item!

Mogl– This site/app is a little different.  Sign up and register your credit/debit cards.  When you eat out at participating restaurants, you’ll receive 10% cash back!  You can use this in addition to any other cash back offers your credit or debit card offers. We don’t eat out very often, but we usually earn about $50/year.

What I really like about these apps like BerryCart, Ibotta, and Checkout51 is that you can double, triple or quadruple dip deals when the stars align and there are the same (or similar) deals on each app. Perfect for those of us who are on an ultra tight budget!

*Disclosure* Most of those links are my personal links, so if you sign up I earn a few cents. When you sign up, you can share your links too and earn a little bit of green!