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Natural Disasters: What to do in the Aftermath

Abby H.

For information about how to prepare for evacuating in an emergency, check out my post here. It is specifically aimed at Southern California natural disasters (wildfires being chief among them), but the information is pretty solid for anyone having to leave home in an emergency situation.

After the disaster, there is so much to do. It is extremely overwhelming.

 Use your Insurance coverage: Renters, homeowners, condo unit owners depending on your living situation. There are coverages for personal property and loss of use (pays for food and housing when your home is uninhabitable, up to a dollar amount specified in your insurance policy). These may be subject to your deductible.

Paying the Bills: Contact your creditors and let them know you have been affected by a natural disaster. Many times they can defer your payments.

Power: Contact your Gas and electric utility provider for information on payment assistance programs.

There are a lot of government entities that can assist you:

The IRS can also help with disaster assistance/ emergency relief. This website has more information. 

Feeding your family: SNAP benefits (food stamps) may be available to you after natural disasters.

Homeowners, business owners, and even renters may qualify for a Small Business Administration loan after a disaster. These loans have low interest rates. More info can be found at SBA.gov.

Per the FEMA website for those in immediate need after an emergency: Check with your local emergency management officials, and voluntary agencies or call your local 2-1-1. The FEMA Helpline (800-621-3362) may be able to provide additional referrals. If you use video relay service (VRS), captioned telephone service or others, give FEMA your number for that service.

If there is a natural disaster and you want to help from afar, contact your local blood bank to donate. Blood is in short supply after most natural disasters and it’s a great way to help if you can’t afford to donate time or money. 

Donations of used household goods are frequently not helpful. Getting trucks full of used goods into disaster zones can be hard. Local nonprofits and agencies local to the disaster zones have access to low-cost goods directly from distributors.

 

Changes coming to SNAP by Groupon!

Abby H.

UGH. Seriously. So many awesome rebate companies have come and gone. And now, RIP to SNAP by Groupon…. Check this out (I posted this on FB this morning too):

Screen Shot 2016-02-15 at 2.25.43 PM

Important Changes Coming To Snap
Valued Snap Customer,

Great news! Starting on March 1, 2016, Snap will be expanding to include Groupon’s inventory of nearly 70,000 digital offers at top retailers in the United States and Canada. With this update, Snap will be transitioning from product-specific to retailer-specific promotions.

Since these new promotions allow for easy redemption and instant savings, we will be sunsetting Snap’s cash back feature.

What does this mean for my existing Snap balance?

If you have a balance of $20 or more, you can still request your check. If your balance is less than $20 on March 1, per the terms of the Cash-Back Program, you’re not entitled to request a check, but we will be giving you promotional Groupon Bucks in an amount equivalent to your Snap balance rounded up to the nearest $5. Those Groupon Bucks will expire on September 1, 2016, so spend them soon.

For more information about how the transition affects your Snap balance and for the terms that apply to Groupon Bucks, please click here. During this process, we will also be converting your Snap account into a new Groupon account. You can opt out of this conversion by clicking here by February 29.

Thank you for being such a valued customer, and we look forward to bringing you even more ways to save extra money online and in store at places where you shop every day. Please feel free to reach out to SnapSupport@groupon.com with any questions.Thanks,

Snap by Groupon

So, there you have it. If you have a least $20 in credit, cash it our ASAP. Otherwise be prepared for a Groupon Bucks reward.

I do like that they are rounding it up to the nearest $5- That’s cool.

But other than that, to quote my four and half year old boy, “LAME!”

 

Another one bites the dust 😦