For information about how to prepare for evacuating in an emergency, check out my post here. It is specifically aimed at Southern California natural disasters (wildfires being chief among them), but the information is pretty solid for anyone having to leave home in an emergency situation.

After the disaster, there is so much to do. It is extremely overwhelming.

 Use your Insurance coverage: Renters, homeowners, condo unit owners depending on your living situation. There are coverages for personal property and loss of use (pays for food and housing when your home is uninhabitable, up to a dollar amount specified in your insurance policy). These may be subject to your deductible.

Paying the Bills: Contact your creditors and let them know you have been affected by a natural disaster. Many times they can defer your payments.

Power: Contact your Gas and electric utility provider for information on payment assistance programs.

There are a lot of government entities that can assist you:

The IRS can also help with disaster assistance/ emergency relief. This website has more information. 

Feeding your family: SNAP benefits (food stamps) may be available to you after natural disasters.

Homeowners, business owners, and even renters may qualify for a Small Business Administration loan after a disaster. These loans have low interest rates. More info can be found at SBA.gov.

Per the FEMA website for those in immediate need after an emergency: Check with your local emergency management officials, and voluntary agencies or call your local 2-1-1. The FEMA Helpline (800-621-3362) may be able to provide additional referrals. If you use video relay service (VRS), captioned telephone service or others, give FEMA your number for that service.

If there is a natural disaster and you want to help from afar, contact your local blood bank to donate. Blood is in short supply after most natural disasters and it’s a great way to help if you can’t afford to donate time or money. 

Donations of used household goods are frequently not helpful. Getting trucks full of used goods into disaster zones can be hard. Local nonprofits and agencies local to the disaster zones have access to low-cost goods directly from distributors.