kids

Tax Time Approaches! Time for Turbo Tax!

Abby H.

Our family has used TurboTax since my parents first bought a computer, so… it’s been more than a few years. I’ve been using it since I started my first job in 1997.

It’s super easy, guides you through each step of the way. With TurboTax you’ll get your biggest tax refund guaranteed, with 100% accurate calculations, free help, and step by step guidance so you are confident your taxes are done right. TurboTax is the #1 Rated, Best-Selling tax software brand year after year.

Now if you’ve never done your own taxes before, it can seem super daunting.  But the folks at TurboTax make it easy enough that my three year-old niece could probably figure it out!

Yahoo put together a list of some of the forms and misc. “stuff” you need to file your taxes. Here are just a few:

  1. W-2 statements (these show wages received from your employer(s))
  2. K-1 Schedules (these should have been received from any partnerships, S Corporations, estates, trusts, and so on, in which you have an ownership interest)
  3. 1099 Forms (1099-R (Retirement); 1099-INT (Interest); 1099-DIV (Dividends); 1099-B (Brokerage Sales); 1099-MISC (Rents, etc))
  4. 1098 Forms (1098-T (Education); 1098 – Mortgage Interest)
  5. Year End Annual Brokerage Statements
  6. A copy of your previous year’s tax return

You may not have all of these, as not everyone has the same financial/tax situation.

Regardless of how you decide to file: e-file, by hand (on paper), or having a paid professional do it, I implore you- FILE FILE FILE!!  You don’t want Uncle Sam knocking on your door, years from now with his hand out!

To get started with TurboTax for free, click on the image above! In a few weeks I’ll share one of my favorite stories about how Turbo Tax saved a friends bacon a few years ago!

Review: Obol- Never eat soggy cereal again!

Abby H.

logoA few weeks ago, Obol sent me two bowls to try out. They are great for keeping your milk and cereal separate right until you are ready to eat. No more soggy, mushy cereal!

IMG_2384But beyond cereal, it’s great for yogurt and cereal (or yogurt and granola, shown here), yogurt and fruit, even desserts like ice cream and cookie topping!

Lil’ Man loved it for yogurt and berries- his berries “rode the slide” into the yogurt. It definitely made breakfast more fun. He asks to eat out of the “slide bowls” all the time!

I like using Obols for stir fry and rice!

Obols are easy to clean and dishwasher safe too!

Obols come in two sizes, so there is one for everyone on your gift list.

Right now you can save 10% at obol.co Signup for instant discount code.

Thanks to Obol and USFG for sending me the complimentary Obols to facilitate my review! All opinions are my own and I was not financial compensated in any way.

#obolco

New Year’s Resolution #4- Spend More Time with your Family (without breaking the bank)!

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
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The Number 4 New Year’s Resolution on most top ten lists is: Spend more time with your family.

There are lots of fun, free or low cost activities you can do with your family.

  • In San Diego, there is free museum Tuesday in Balboa Park.  Here is a list of museums that are free and when they are free. 
  • Also in San Diego, October is kid’s free month at tons of museums, parks, and attractions (including the zoo!!). Here is a list of events and attractions that were free in October 2012.
  • Lots of Daily Deal sites have free credit when you sign up to defray the cost of your first purchase.  Here are just a few that I use and really like:
    • LivingSocial- They sell local gift certificates (like Groupon) as well as merchandise. When you sign up, you’ll receive a credit (it varies, but it’s usually between $5-$15).
  • Instead of eating out at full price, use coupons from websites like Get1Free, or if you’ve got an Entertainment book, USE IT!
  • If you’ve got kiddos, check out these great lists of restaurants where Kids Eat Free. For San Diego restaurants where kids can eat free try here, here, here, here, and here.
  • Is your birthday coming? Of course it is…. Well, then check out this post about Birthday freebies!

There are fun, free events all year long for the family. Here is a list of just some of the holidays each month:

  1. January: New Year’s Day, MLK Day
  2. February: President’s Day, Some communities have Valentine’s day events too.
  3. March: Saint Patrick’s Day, Mardi Gras
  4. April: Easter
  5. May: Memorial Day and Mother’s day
  6. June: End of school/beginning of summer events, graduation, Father’s Day.
  7. July: Independence Day
  8. August: Back to School, Labor Day
  9. September: Back to School
  10. October:Halloween
  11. November: Thanksgiving
  12. December: Hanukkah, Christmas, Kwanza

New Year’s Resolution #3- Live a richer, fuller life (without spending more money)

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
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Of the Top Ten New Year’s Resolutions, number three on several lists is to live a fuller life.  What does that mean?  Get out, do more.  Don’t just sit on your couch, watching WWE and eating microwave popcorn. Of course, I want you to get out there and live it up, but, I don’t want you to spend a lot of money.

Here are some tips to live better and keep your budget in check.

  • Use all of the perks and benefits afforded to you by your job.  Some employers offer on site gyms, discounts on cell phone contracts, discount movie tickets, discount attraction passes.
  • Take advantage of free community events.  Check your City’s local Parks and Recreation Department website for free movies in the park, city events around holidays (Our local municipal Lake has a fun Easter event each year that is free).
  • Speaking of Parks, use of community parks is free.  Take a picnic, go for a walk, heck, go play on the playground equipment! Some local parks have walking trails or exercise paths.
  • Many businesses offer discounts to military, seniors, and other professional groups. Don’t be afraid to ask!
  • When you go to the doctor or dentist, don’t be afraid to ask for samples of medications or toothpaste/floss. When we take Lil’ Man to the pediatrician for his wellness check ups, she’s always giving us coupons and samples.  Doctors receive coupons and samples from companies and reps to give out- take advantage of it!
  • If you are looking for a way to experience theatre for free and have some time to give, consider volunteering to be an usher. In most areas across the Unites States, many of the larger theatre companies are actively seeking ushers. If you are unsure if your local theatre or musical organization needs volunteer ushers, call their administrative office and ask, or check their website and drop them an email. Many theatres, orchestras and symphonies are non-profit organizations. They rely on volunteers to help their organization succeed. Museums need volunteers as well to be docents, hand out brochures, and help with special events. If there is a local museum you like, think about volunteering. You will get to spend time in a place you like, and you will be helping an organization.

Ralphs: Three Baby Freebies! (Great for donation)

Abby H.

If you’ve got a Ralphs card, check this out: Go to RScreen Shot 2015-12-06 at 7.34.58 AMalphs.com, log onto your account, click on Savings, then digital coupons, sort by category (baby).

There are three Baby freebies you can load to your Ralphs card right now!

If you don’t have a baby, these items would be an awesome donation for your local food bank or charity.  Baby items are always in need!

The three items are:

FREE Comforts for Baby Diapers Receive ONE (1) FREE Comforts for Baby Diapers Jumbo Pack, sizes 1-6.

FREE Comforts for Baby Wipes Receive ONE (1) FREE Comforts for Baby Wipes, Fragrance Free (40ct).

FREE Comforts for Baby Formula Receive ONE (1) FREE Comforts for Baby Formula, any variety (up to 23.2oz).

And the best part is that the coupons don’t expire until 1/30/16, so you have a few weeks to make your way over to Ralphs.

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Review and Giveaway- ASPCA kids: Rescue Readers Books

Abby H.3 Comments

Screen Shot 2015-11-27 at 9.25.29 PMRecently, rad folks at Moms Meet and Studio Fun sent us a box that Lil’ Man could hardly wait to get into.

Studio Fun International, a Reader’s Digest company, has teamed up with the ASPCA® (The American Society for the Prevention of Cruelty to Animals®), the first animal welfare organization in North America and the nation’s leading voice for animals. More than two million supporters strong, the ASPCA’s mission is to provide effective means for the prevention of cruelty to animals throughout the United States. As a 501(c)(3) not-for-profit corporation, the ASPCA is a national leader in the areas of anti-cruelty, community outreach and animal health services.

Screen Shot 2015-11-27 at 9.25.02 PMThese books are ADORABLE!  Lil’ Man is getting to the age where he wants a pet, and these books are a great learning tool for him.
Each story is inspired by a real-life animal rescue story from the pet’s point of
view and includes facts and photographs of the actual pet that inspired the story. Each book creates a fun and educational hands-on experience written at a Level 2 reading level for early readers. While he can’t read yet, he recognized most of the letters and I can see that these books will definitely get a lot of use as he starts reading.
I really like that the importance of care, protection, and love of animals is incorporated into each
tale with a focus on the joyous outcome. Lil’ Man wanted a dog, but when he saw how much work came with it, he quickly asked for a fish (Because, he told me, “Mommy, you don’t have to walk a fish!!)
For those of us who like our purchases to help others, fell good knowing that four to five percent of the purchase price of every book goes directly to the ASPCA to help continue its mission.

These incredible stories are available in paperback, library binding hardcovers, and e-books. The paperback books are priced at $3.99 (each) or $15.96 (for all four) everywhere books are sold, Including Amazon!

IMG_2249We sat down to snuggle on the couch with some soft blankets, cocoa, and read our new books tonight! Lil’ Man said, “NO pictures, please mommy. I has the no-feel-goods!” But I did snap a photo of our soft blankies and books!

Now it’s your turn to share these fun, heartwarming books with your special littles. Thanks to #momsmeet and #Studiofun I am able to give away a set of the four ASPCAKids books pictured above: I am Daisy, I am Picasso, I am Nibbles, and I am McKinely. Entering is Easy: Leave a comment with what your first pet was! When I was a kid we had a Keeshond named Arthur.

I’ll choose a winner on December 7th. This prize would make a great gift for any young reader on your list!

I received this product for free from the sponsor of the Moms Meet program, May Media Group LLC, who received it directly from the manufacturer. As a Moms Meet blogger, I agree to use this product and post my opinion on my blog. My opinions do not necessarily reflect the opinions of May Media Group LLC or the manufacturer of this product.

 

Black Friday Sale at Costume Express!

Abby H.

Screen Shot 2015-11-25 at 6.50.42 PM*This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

Halloween is long over, but if your littles love dress up, this deal is PERFECT for you! Costumes make the holidays brighter, so why not save and shop the Costume Closeout with savings up to 90% off at Costume Express. You’ll also get 20% off for Black Friday!

Offer: Black Friday – 20% off no minimum at Costume Express
Coupon Code: CXFRIDAY
Valid: 11/27/15

 

Packing an awesome school lunch on a budget!

Abby H.1 Comment

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Most kids are on Fall break right now and school starts back up on Monday, but this post comes from my heart. I can’t tell you how many times I opened my lunch bag as a child, only to be disappointed by a limp, sweaty bologna sandwich, a warm juice box and a bag of chips. My mom is an awesome cook, but lunches as a kid were always uninspired. She packed us the same lunch that our friends had.

Kids now have a lot more choices when it comes to lunches. Cooler bags/soft sided insulated bags are now chic, and many schools have restrictions on what kids can bring to school (mostly due to common food allergies).

Here are some tips that can help you pack a yummy, nutritious, frugal lunch for your kids (or heck, even for you if you pack your lunch for work):

  • Plan ahead. Take an inventory of your pantry, fridge and freezer.  Make a list of lunches you can make with what you’ve got on hand.
  • Eat what’s on sale! You’ll save more if you eat what’s in season.
  • Involve the eater of the lunch: if you involve the kids, they’ll be more apt to eat what’s packed.
  • Keep Lunch fun! Use cookie cutters (like this one– I love it for sliced cheese) to make sandwiches, fruit, and cheese into fun shapes.
  • Set aside time for prep: When you get home from the store, set aside some time to chop veggies, fruit, and cheese and place single servings in baggies. Store the baggies in a drawer in the fridge. Resist the urge to snack on them!
  • Resist the urge to buy individual packages of snacks. They are usually not the best value for your dollar. Set aside some time after your shopping trip to portion out cookies, crackers, snacks and even yogurt.
  • Along the same lines: Resist the urge to buy pre-made sandwiches, like UnCrustables. Many schools don’t allow Peanut Butter (or other nut butters) in school lunches.  If your kids love those sandwiches, make your own. All you need in an empanada press (like this one) or a Wonder Bread Sandwich Sealer and D-Cruster a loaf of bread, your fav. peanut or other nut/seed butter, and some jam or jelly. Make about 12 sandwiches for less than $10. The average price for a box of 4 UnCrustables is around $3.50! You can use whatever type of sliced bread you like too!
  • Sandwiches need not be an everyday food! Make wraps with tortillas, sliced cheese, deli meats, and flavored cream cheese. Send sliced cheese, sandwich meat, and crackers (think a homemade Lunchable!) in a plastic box in separate muffin papers. Cold Pizza, salads that include a protein, soup in a thermos, heck, even cereal in a plastic container and a thermos of cold milk.
  • Re-use your empty Mio containers to send condiments or salad dressing to keep sandwiches and salads from getting icky and soggy. Simply remove the wrapper from the empty bottle, pop the top off and clean out the bottle and lid.  Once they are dry, fill 1/2 to 3/4 full and write on the front of the bottle with a sharpie.
  • Don’t just stick to Major Grocery Store chains! I love shopping for lunch yummies at Grocery Outlet. They have a wide variety of crackers, cookies, lunch meat, and a killer cheese section!  Now that we have a Grocery Outlet and a 99 Cents Only in the same shopping center, I can get most of my school lunch shopping done in one trip!

Oh, and most importantly- Don’t forget the note. My mom always put a note in our lunch each day. It made my day, especially when I was having a hard morning!

Looking for more ideas on keeping school lunches fun? Here are a few books I found on Amazon:

Little Passports Black Friday Sale (Great for the kiddo on your shopping list!)

Abby H.

**The links in this post are affiliate links and I will receive a small commission if you make a purchase after clicking on my link.

Little Passport’s Black Friday sale is here! No need to head to the stores today! Purchase Little Passports online and give the gift that keeps giving all year long!

From now until Tuesday, December 1st, Little Passports is offering 60% off the first month of any subscription plan plus 10% off any non-subscription items! All you need to do is use code:BLACK60 at check out.

Although this sale needs no further introduction, let me take a moment to introduce you to the Little Passports products.

  • Please read The Globetrotter’s Gift Guide for a great summary of Little Passports’ products, including shop items for under $25!

    **This promotion is valid online only at www.littlepassports.com. To redeem enter code BLACK60 at checkout. 60% discount is applied to the first month of any subscription plan. 10% discount is applied to all non-subscription items. Offer cannot be combined with any other offers and/or applied retroactively to previously placed orders. Only store items bundled with a subscription can have a delayed holiday start. Offer excludes shipping and taxes. Offer valid from 11/25 at 8:00AM EST to 12/1 at 11:59PM EST.

 

Great gifts for kids that won’t break the bank (or your sanity)

Abby H.

DSCN9862It’s that time of year, when friends and relatives start asking you and your kids the dreaded question.. The Holiday gift question.

First of all, if you don’t have kids, please do your friends WITH kids a favor: Skip the toys that make noise/require batteries. Many a night I was woken by a phantom toy mysteriously going off. This Stupid Fisher Price Dog was the main culprit.

This year, we’re skipping all the “hot” toys. Why? Well, we don’t have cable, so Lil’ Man doesn’t really know about what toys everyone else has or wants. We mostly watch PBS and Netflix. I’m trying to get away from “stuff”. We have so many toys and stuffed animals. We don’t need a lot more stuff. I’m asking for more “experience” type gifts. Here are a few things that are always welcome in any household:

  • Groupon/living social/Amazon Local discounted vouchers or gift cards to places that  kids love to go, but can be a little pricey. For us, that’s Urban Jungle, Kid Ventures, Boomers, bowling. Zoo tickets, movie tickets, and museum passes are great options as well!
  • If you have a vacation planned, ask for gift cards. We have a friend who takes their family to Disney World each year, and she asks her family to buy the kids Disney gift cards to help offset the cost of their vacation (bonus- Disney GC can be used almost anywhere in the park- food, gift shop, even admission!).
  • Accessories for toys or games the kids already have. We always need more train tracks for our Thomas the Tank Engine trains. Most kids could always use more pretend food (we like these and these from Melissa and Doug).
  • Gift baskets that include experiences: I know I keep going back to experiences, but kids and families love to do stuff together. Movie baskets that contain popcorn, candy, redbox codes or GC for redbox is always a big hit here. We’ve given pizza night baskets that contain the fixins for a pizza (boboli crust, toppings, sauce) and a board game. Use your imagination!
  • IOU’s/GC for dates or time with the kids: Lil’ Man and I have a special date every week. We go out to eat and do an activity together. Maybe you have a little in your life that you’d like to spend more time with? Give them the gift a a date! Ice cream feeding the ducks, exploring nature- all of these things are inexpensive for you and mean a lot to a kid.
  • Craft supplies. The most popular gifts we’ve both give and received have been treasure boxes (usually a decorative cardboard box from Michael’s) full of craft supplies. Dollar Tree has a great selection of craft kits, glitter glue, stickers, feathers, pom poms, construction paper, water color paint, acrylic paints. Add in some wooden cut outs from Michaels (.50 or less EACH), and a few paint brushes and the kids will have fun for hours. The best part: for less than $20, they’ve got a cool box and tons of stuff to keep them busy and unplugged!
  • Monthly Subscription Boxes: Kids love to get mail. Monthly subscription boxes like Kiwi Crate, Little Passports, Green Kid Crafts are a great option for kids to get a little something fun in the mail each month- and monthly subscription boxes aren’t that expensive! Adults love them too! BirchBox (makeup), UrthBox (snacks), and Dollar Shave Club (razors and shaving accessories for men and women) are all popular options!